Pricing

We earn only when you earn. Simple, transparent pricing — no hidden fees, no surprises. Only pay for what you use.

Indicative rates — final pricing on request

Mobile Money

Cards

Payouts

Payment method How your customer pays	Collection Fee per transaction	Payout Fee per disbursement	Settlement When you get paid
Mobile Money
M-Pesa	2.0%	TZS 1,000	Instant
Tigo Pesa	2.0%	TZS 1,000	Instant
Airtel Money	2.0%	TZS 1,000	Instant
Halo Pesa	2.0%	TZS 1,000	Instant
Cards
Visa / Mastercard	3.0%	—	Instant
Payouts
Mobile Money	—	TZS 1,000	Instant
Bank Transfer	—	TZS 1,200	Minutes to 2 business days

Everything included.

No tiers, no upsells. Every SkyPay account gets the full platform from day one.

Real-time dashboard
Monitor payments, payment links, payouts and collections as they happen.
API & webhooks
A single REST API plus HMAC-signed outbound webhooks for every payment event.
Double-entry ledger
Every transaction posts as a balanced debit/credit pair, reconciled automatically.
Payouts & disbursements
Send money to mobile wallets or bank accounts, with idempotency keys.
Dispute & support tooling
Merchants can raise and track payment issues from the dashboard.

Running significant monthly volume? Get in touch to talk about your integration and rates.

Accept payments, send payouts, and scale your operations with a platform built for Tanzania.